Terms & Conditions
Last Updated: November 1, 2025
Welcome to Harmonic Life and/or its affiliates (“Harmonic Life”). Harmonic Life provides website features, access to third-party products, and services to you when you visit or shop at https://harmoniclife.io, use Harmonic Life products or services, use Harmonic Life applications for mobile, or use software provided by Harmonic Life in connection with any of the foregoing (collectively, the “Harmonic Life Services”). Harmonic Life provides these services subject to the following conditions.
Agreeing to These Terms & Conditions
We offer a range of services depending on your needs. Individuals come to https://harmoniclife.io to both post and purchase content. A majority of these Terms and Conditions will apply to both individuals and suppliers. In some cases, the responsibilities of individuals purchasing content and suppliers providing content vary. If these Terms and Conditions are inconsistent with specific Service Terms, those Service Terms will apply.
IMPORTANT – PLEASE CAREFULLY READ AND UNDERSTAND THESE TERMS AND CONDITIONS OF USE & SALE (THESE “TERMS”) BEFORE ACCESSING, USING, OR SUBSCRIBING OR PLACING AN ORDER OVER HTTPS://HARMONICLIFE.IO OR OTHER OF OUR SITES OR ONLINE RESOURCES WHICH LINK TO THESE TERMS.
THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES AND LIMITATIONS OF LIABILITIES INCLUDING ARBITRATION AND CLASS ACTION WAIVER PROVISIONS THAT WAIVE YOUR RIGHT TO A COURT HEARING, RIGHT TO A JURY TRIAL, AND RIGHT TO PARTICIPATE IN A CLASS ACTION (SEE SECTIONS 10, 14, 15, AND 16). ARBITRATION IS MANDATORY AND IS THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW IN SECTION 16. THESE TERMS FORM AN ESSENTIAL BASIS OF OUR AGREEMENT.
General Use
The use of Harmonic Life’s website or other online resources to which these Terms are linked (each, a “Website”), owned and maintained by Harmonic Life (“Harmonic Life,” “we,” “our,” or “us”), is governed by these Terms. We offer the Website, including all information, tools, and services available from the Website to you, conditioned upon your acceptance of all terms, conditions, policies, and notices stated herein.1
By accessing, using, subscribing, or placing an order over the Website, you and your business (including any sub-users you may have) agree to the terms and conditions set forth herein. If you do not agree to these Terms in their ent2irety, you are not authorized to use the Website in any manner or form whatsoever.
THIS IS A BINDING AGREEMENT. These Terms together with our Privacy Statement form a legally binding agreement (“Agreement”) between you and Harmonic Life. This Agreement governs your access to and use of the Website and the services provided by Harmonic Life, any order you place through the Website, by telephone, or other accepted method of purchase and, as applicable, your use or attempted use 3of the products or services offered on or available through the Website.4
Harmonic Life reserves the right to update and change, from time to time, these Terms and all documents incorporated by reference by posting updates and/or changes to our Web5site. It is your responsibility to check this page periodically for changes. Use of the Website after such changes constitutes acceptance of such changes. Any new features or tools added to the current Website shall also be subject to the Terms.
Table of Contents
SECTION 1 – Website Use
SECTION 2 – Website User Conduct and Restrictions – License Terms
SECTION 3 – Our Privacy Statement and Your Personal Information
SECTION 4 – Information You Provide; Registration; Passwords
SECTION 5 – Order Placement and Acceptance
SECTION 6 – Refunds
SECTION 7 – Subscription Terms and Automatic Payments
SECTION 8 – Shipping Fees
SECTION 9 – Products, Services, and Prices
SECTION 10 – Disclaimer – Your Individual Results Will Vary
SECTION 11 – Your Responsibilities in Running a Business
SECTION 12 – Testimonials, Reviews, and Pictures/Videos
SECTION 13 – Compliance with the Law
SECTION 14 – Disclaimers of Other Warranties
SECTION 15 – Limitations of Liabilities
SECTION 16 – Dispute Resolution by Mandatory Binding Arbitration and Class Action Waiver
SECTION 17 – Harmonic Life’s Additional Remedies
SECTION 18 – Indemnification
SECTION 19 – Notice and Takedown Procedures; Copyright Agents
SECTION 20 – Third-Party Links
SECTION 21 – Termination
SECTION 22 – No Waiver
SECTION 23 – Governing Law and Venue
SECTION 24 – Force Majeure
SECTION 25 – Assignment
SECTION 26 – Electronic Signature
SECTION 27 – Changes to the Agreement
SECTION 28 – Severability
SECTION 29 – Entire Agreement
SECTION 30 – Contacting Us
SECTION 1 – Website Use
The Website is intended for businesses operated by adults. If you use the Website, you affirm that you are at least 18 years old or the legal age of majority in your state of residence, operate a business, have the legal capacity to enter into a binding contract with us, and have read and agreed to these Terms.
SECTION 2 – Website User Conduct and Restrictions – License Terms
All aspects of our Website are protected by U.S. and international copyright, trademark, and other intellectual property laws. No material on the Website may be copied, reproduced, distributed, uploaded, displayed, or transmitted in any way without express written permission from Harmonic Life.
Subject to your continued strict compliance with these Terms, Harmonic Life provides a revocable, limited, non-exclusive, non-transferable license to use the Website. You acknowledge and agree that you do not acquire any ownership rights in any material protected by intellectual property laws.
SECTION 3 – Our Privacy Statement and Your Personal Information
We respect your privacy. Your submission of personal information through the Website is governed by our Privacy Statement, available at https://harmoniclife.io/privacy.
Harmonic Life reserves the right to modify its Privacy Statement from time to time.
SECTION 4 – Information You Provide; Registration; Passwords
As a Harmonic Life user, you may be required to create an account. You warrant that the information you provide is accurate and truthful. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.
SECTION 5 – Order Placement and Acceptance
If you order a service or product, payment must be received by us before your order is accepted. To modify or cancel a pending order, contact [email protected] immediately.
All items are subject to availability. We reserve the right to limit sales to any person, geographic region, or jurisdiction. All prices are in U.S. Dollars.
SECTION 6 – Refunds
Harmonic Life has a no refund policy for digital products. Services are delivered electronically and deemed “used” once accessed.
If you wish to cancel a subscription, please email [email protected] and complete the cancellation process as instructed.
SECTION 7 – Subscription Terms and Automatic Payments
Users are responsible for paying all sums due in connection with their subscription. Payment is recurring unless canceled in accordance with these Terms. Payments may be made by credit or debit card.
SECTION 8 – Shipping Fees
If we ship a physical product, applicable shipping and handling fees will apply. Delivery timelines are estimates and not guarantees.
SECTION 9 – Products, Services, and Prices
Products and services are generally posted at https://harmoniclife.io but are subject to change without notice. We may discontinue or modify products, services, and pricing at any time.
SECTION 10 – Disclaimer – Your Individual Results Will Vary
Every business is different. Harmonic Life does not guarantee your business results, income, or success.
SECTION 11 – Your Responsibilities in Running Your Business
You agree to use Harmonic Life products and services only for lawful purposes and comply with all applicable laws, including advertising, marketing, and tax regulations.
SECTION 12 – Testimonials, Reviews, and Media
Testimonials and reviews submitted to Harmonic Life may be used for marketing or promotional purposes. They reflect individual experiences and are not guarantees of future results.
SECTION 13 – Compliance with the Law
You must comply with all laws, including the CAN-SPAM Act, TCPA, and marketing and advertising laws. You are solely responsible for ensuring compliance in your business.
SECTION 14 – Disclaimers of Other Warranties
Except where prohibited by law, the Website and all content are provided “as is” without any warranties, express or implied.
SECTION 15 – Limitations of Liabilities
Except where prohibited by law, Harmonic Life and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our Website or services.
SECTION 16 – Dispute Resolution and Arbitration
Except where prohibited by law, all disputes must be resolved through final and binding arbitration. You waive the right to a trial by jury or to participate in a class action.
SECTION 17 – Harmonic Life’s Additional Remedies
In the event of breach, Harmonic Life may seek injunctive relief and pursue any legal remedies available.
SECTION 18 – Indemnification
You agree to indemnify and hold harmless Harmonic Life, its affiliates, officers, and agents from any claims arising from your use of the Website or breach of these Terms.
SECTION 19 – Notice and Takedown Procedures; Copyright Agents
Harmonic Life respects the intellectual property of others. Copyright complaints can be directed to [email protected].
SECTION 20 – Third-Party Links
Links to other websites are provided for convenience and do not signify endorsement. Harmonic Life is not responsible for their content or policies.
SECTION 21 – Termination
Harmonic Life may terminate your access at any time, with or without notice. All provisions that should survive termination will remain in effect.
SECTION 22 – No Waiver
The failure of us to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
SECTION 23 – Governing Law and Venue
These Terms are governed by the laws of the State of Oklahoma, without regard to its conflict of law provisions.
SECTION 24 – Force Majeure
We will not be liable for any delay or failure to perform any obligation under these Terms where the delay or failure results from any cause beyond our reasonable control, including, but not limited to, acts of God, labor disputes or other industrial disturbances, electrical or power outages, power surges or spikes, severe weather, war, civil disturbance, terrorism, or acts of any government.
SECTION 25 – Assignment
We may assign our rights and obligations under these Terms, including in connection with a merger, acquisition, sale of assets or equity, or by operation of law. You may not assign any of your rights or obligations under these Terms without our prior written consent.
SECTION 26 – Electronic Signature
You understand and agree that by clicking “submit,” “I agree,” or any button or link with similar language, you are submitting an electronic signature and entering into a legally binding agreement.
SECTION 27 – Changes to the Agreement
Harmonic Life reserves the right to update or replace these Terms at any time. Material changes will be posted on the Website with notice.6
SECTION 28 – Severability7
If any provision of these Terms is determined to be unlawful, void, or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitt8ed by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms, such determination shall not affect the validity and enforceability of any other remaining provisions.
SECTION 29 – Entire Agreement
These Terms and any policies or operating rules posted by us on this Website or in respect to the Website constitute the entire agreement and understanding between you and us.
SECTION 30 – Contacting Us
If you have questions about these Terms, please contact us at:
Harmonic Life
Attn: Legal & Compliance Department
105 Lakewood Dr. Ste. 4 Asheville NC 28803
Email: [email protected]
Phone: 916-292-1535
© 2025 Harmonic Life - All Rights Reserved.